TRREB has announced a new price structure for interboard listing entries and edits. The following new pricing will be introduced effective July 1, 2020:
1. Interboard listing fee: $90 per new listing;
2. Edits to existing interboard listings: $25 per edit.
In addition, TRREB is withdrawing from the UDSA program as of June 30, 2020. To that end, TRREB will be announcing a new non-TRREB Member subscriber category in the coming weeks.
If you have any questions about interboarding, please contact Pam in the RAHB office at [email protected].
If you have any questions about subscriber access, please contact Camryn in the RAHB office at [email protected].
Throughout the month of June, we invite RAHB members to share the Senior’s Month resources that could be beneficial to your client, potential clients and the general public.
Here you will find graphics and captions that are to be shared on social media. The themes are as follows:
To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.
Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.
Independence – Hamilton Resources
Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.
For Twitter:
The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #HamOnt #Hamilton, visit www.rahb.ca/independence-in-hamilton/ #SeniorsMonth #RAHB
For Instagram, Facebook and LinkedIn:
The natural effects of aging can make independent living more complicated than it once was; however, it is essential to understand the importance of autonomy in senior living. For resources within #HamOnt #Hamilton, please visit the #RAHB website at www.rahb.ca/independence-in-hamilton/. #Seniors #RealEstate #REALTORS
Independence – Burlington Resources
Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.
For Twitter:
The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #BurlON #Burlington, visit www.rahb.ca/affordability-in-burlington/ #SeniorsMonth #RAHB
For Instagram, Facebook and LinkedIn:
The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources within #BurlON #Burlington, please visit the #RAHB website at www.rahb.ca/affordability-in-burlington/. #RAHB #REALTORS #RealEstate
Independence – Niagara North Resources
Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.
For Twitter:
The effects of aging can make independent living more complicated than it once was; but it’s essential to understand the importance of autonomy in senior living. For resources w/in #Niagara, visit www.rahb.ca/affordability-in-burlington/#SeniorsMonth #RAHB #Grimsby #WestLincoln #Smithville
For Instagram, Facebook and LinkedIn:
The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources within #Niagara, please visit www.rahb.ca/independence-in-niagara-north/. #RAHB #Grimsby #WestLincoln #Smithville #RealEstate #REALTORS #Seniors
Independence – Haldimand County Resources
Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.
For Twitter:
The effects of aging can make independent living more complicated; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #Haldimand, visit www.rahb.ca/independence-in-haldimand-county/ #SeniorsMonth #RAHB #Caledonia #Hagersville #Dunnville
For Instagram, Facebook and LinkedIn:
The natural effects of ageing can make independent living more complicated than it once was; however, it is essential to understand the importance of autonomy in senior living. For resources within #Haldimand, please visit www.rahb.ca/independence-in-haldimand-county/. #RAHB #Caledonia #Hagersville #Dunnville #Seniors #RealEstate #REALTORS
Independence – Federal Resources
Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.
For Twitter:
The effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the federal govt, visit www.rahb.ca/independence-by-the-federal-government/ #SeniorsMonth #RAHB #Canada
For Instagram, Facebook and LinkedIn:
The natural effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the federal government, visit www.rahb.ca/independence-by-the-federal-government/. #SeniorsMonth #RAHB #Canada #Seniors #RealEstate #REALTORS
Independence – Provincial Resources
Please copy the below message and paste it to your social media channel for provincial resources – and include the graphic.
For Twitter:
The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the prov govt, visit www.rahb.ca/independence-by-the-provincial-government/ #SeniorsMonth #RAHB #Ontario
For Instagram, Facebook and LinkedIn:
The natural effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the provincial government, visit www.rahb.ca/independence-by-the-provincial-government/ #SeniorsMonth #RAHB #Ontario #RealEstate #REALTORS #Seniors
To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.
Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.
Safety – Hamilton Resources
Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.
For Twitter
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HamOnt #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-hamilton/. #SeniorsMonth
This message is compatible with Instagram, Facebook and LinkedIn:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HamOnt #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-hamilton/ #SeniorsMonth #Seniors #RealEstate #REALTORS
Safety – Burlington Resources
Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.
For Twitter
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #BurlON #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-burlington/ #SeniorsMonth
This message is compatible with Instagram:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #BurlOn #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-burlington/ #SeniorsMonth #Seniors #RealEstate #REALTORS
Safety – Niagara North Resources
Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.
For Twitter
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #Niagara, please visit the #RAHB website by visiting visiting https://www.rahb.ca/safety-in-niagara-north/ #SeniorsMonth
For Instagram, Facebook and LinkedIn:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #Niagara, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-niagara-north/ #SeniorsMonth #SeniorsMonth #Seniors #RealEstate #REALTORS
Safety – Haldimand County Resources
Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.
For Twitter:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HaldimandCounty, please visit the #RAHB website by by visiting https://www.rahb.ca/safety-in-haldimand-county/ #SeniorsMonth
For Instagram, Facebook and LinkedIn:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-haldimand-county/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Caledonia #Hagersville #Dunnville
Safety – Federal Resources
Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.
For Twitter:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For federal government resources, please visit the #RAHB website by by visiting https://www.rahb.ca/safety-by-the-federal-government/ #SeniorsMonth #Canada
For Instagram, Facebook and LinkedIn:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For federal government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-federal-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Canada
Safety – Provincial Resources
Please copy the below message and paste it to your social media channel for provincial resources – and include the graphic.
For Twitter:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-provincial-government/ #SeniorsMonth #Ontario
For Instagram, Facebook and LinkedIn:
There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-provincial-government/. #SeniorsMonth #Seniors #RealEstate #REALTORS #Ontario
To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.
Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.
Affordability – Hamilton Resources
Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.
For Twitter:
Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #HamOn #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/hamilton/#SeniorsMonth
For Instagram, Facebook and LinkedIn:
Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #HamOnt #Hamilton, please visit the #RAHB website at https://www.rahb.ca/hamilton/ #SeniorsMonth #Seniors #RealEstate #REALTORS
Affordability – Burlington Resources
Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.
For Twitter:
Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #BurlON #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/burlington/#SeniorsMonth
For Instagram, Facebook and LinkedIn:
Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #BurlON #Burlington, please visit the #RAHB website at https://www.rahb.ca/burlington/ #SeniorsMonth #Seniors #RealEstate #REALTORS
Affordability – Niagara North Resources
Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.
For Twitter:
Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #Niagara, please visit the #RAHB website by visiting https://www.rahb.ca/niagara-north/#SeniorsMonth
For Instagram, Facebook and LinkedIn:
Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #Niagara, please visit the #RAHB website at https://www.rahb.ca/niagara-north/ #SeniorsMonth #Seniors #RealEstate #REALTORS
Affordability – Haldimand County Resources
Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.
For Twitter:
Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/haldimand-county/#SeniorsMonth
For Instagram, Facebook and LinkedIn:
Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #HaldimandCounty, please visit the #RAHB website at https://www.rahb.ca/haldimand-county/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Caledonia #Hagersville #Dunnville
Affordability – Federal Resources
Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.
For Twitter:
Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources from the federal government, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-federal-government/#SeniorsMonth
For Instagram, Facebook and LinkedIn:
Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For federal government resources, please visit the #RAHB website at https://www.rahb.ca/affordability-by-the-federal-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Canada
Affordability – Provincial Resources
Please copy the below message and paste it to your social media channel for provincial resources – and include the graphic.
For Twitter:
Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources from the provincial government, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-provincial-government/#SeniorsMonth
This message is compatible with Instagram:
Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-provincial-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Ontario
To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.
Below each graphic are sample social media messages. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.
Affordability: Reverse Mortgage vs. HELOC
Please copy the below message and paste it to your social media channel for reverse mortgages information – and include the graphic.
For Twitter:
What is the difference between a reverse mortgage and a HELOC? Do they provide the same benefits with the same amount of risk? The short answer is NO. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth
For Instagram, Facebook and LinkedIn:
What is the difference between a reverse mortgage and a HELOC? Do they provide the same benefits with the same amount of risk? The short answer is NO. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth #Seniors #RealEstate #REALTORS
Affordability: Disadvantages of a Reverse Mortgage
Please copy the below message and paste it to your social media channel for reverse mortgages information – and include the graphic.
For Twitter:
Reverse mortgages are predatory with many disadvantages. Other options to consider are a HELOC, create rental income by renting a portion of the home or selling/downsizing. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth
For Instagram, Facebook and LinkedIn:
Reverse mortgages are predatory with many disadvantages. Other options to consider are a HELOC, create rental income by renting a portion of the home or selling/downsizing. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth #Seniors #RealEstate #REALTORS
To share this resource, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.
Below the graphic is a sample social media message. Please cut and paste this message directly into your social media channel, and post the accompanying graphic.
Effects of Senior Housing
Please copy the below message and paste it to your social media channel for effects of senior housing resources – and include the graphic.
For Twitter:
Supporting senior housing will not just help seniors, but will have positive net effects on the entire population. For resources within #HamOnt #BurlON #Niagara#HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/effects-of-senior-housing-support/ #SeniorsMonth
For Instagram, Facebook and LinkedIn:
Supporting senior housing will not just help seniors, but will have positive net effects on the entire population. For resources within #HamOnt #BurlON #Niagara#HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/effects-of-senior-housing-support/ #SeniorsMonth #Seniors #RealEstate #REALTORS
On June 8, Premier Ford announced that the Province will increase the social gathering limit from five to 10 people, and all places of worship will be allowed to open and operate at 30 per cent capacity, as of Friday, June 12 at 12:01 a.m. Physical distancing measures of 2 metres are still in effect.
Additionally, Premier Ford announced the Province’s regional reopening plan for Ontario. Most of the province will move into Stage 2 on Friday, June 12, with the exception of communities in the Golden Horseshoe (Halton Region, Hamilton, Niagara Region, Durham Region, York Region, Peel Region and Toronto), Haldimand-Norfolk and border communities in Windsor-Essex and Lambton.
What Can Open in Stage Two
For more information on places that can open in Stage 2, with limitations and physical distancing measures, please click the button below:
Premier Ford also announced, as of June 3, that he has ordered legislation to ban all commercial evictions for those who qualify for the commercial rent relief program. The ban will last until August 31, 2020.
The natural effects of ageing can sometimes make independent living more complicated than it once was. While some barriers to independence in ageing are inevitable, it is essential to take the time to understand the importance of autonomy in senior living and look for ways to increase opportunities for independent living.
To access the resources for independence in senior living, please click the button below:
In order to protect future home buyers and reduce risk, CMHC is changing its underwriting policies for insured mortgages.
Effective July 1, the following changes will apply for new applications for homeowner transactional and portfolio mortgage insurance:
Limiting the Gross/Total Debt Servicing (GDS/TDS) ratios to our standard requirements of 35/42;
Establish minimum credit score of 680 for at least one borrower; and
Non-traditional sources of down payment that increase indebtedness will no longer be treated as equity for insurance purposes.
Under the changes effective July 1, CMHC will also no longer treat non-traditional sources of down payment funding, such as a personal unsecured line of credit, as equity for insurance purposes. Additionally, the CMHC will be suspending refinancing for multi-unit mortgage insurance except when the funds are used for repairs or reinvestment in housing.
For more information, please click the button below:
At RAHB, we believe that seniors are both a vital member of the community and the real estate market. Over the next three weeks, we will be releasing information on resources that are available for seniors and their family. Each week, the resources will focus on a specific theme that seniors are primarily concerned with when looking to either stay in their home or search for other out of home options: independence, safety, and affordability.
Stay tuned for our first post on independence on Monday, June 8.
Updates continue on the GoMLS / Property Locator app for areas for improvement and uncover bugs in need of resolution. The most recent version of the app is now 3.1.27, and it is currently available in both the Android and iOS app stores. As ever, it is suggested that you update your app, or ideally enable auto-updates.
A comprehensive set of release notes is attached, outlining the changes made in each update to each operating system. Some of the most impactful issues in the releases are below.
Agents can now add/edit their profile photos directly in the app
Fixed an issue that may have prevented some iOS users from logging in with their Facebook login
Additionally, there are more minor bug fixes and stability improvements.
CREA is aware and investigating reports of a phishing email campaign targeting members of the Canadian Real Estate Association (CREA).
The subject line of this fraudulent email is “Violation of Crea code of conduct” and it appears to be sent from [email protected]. The email states, “We hereby inform you that you have violated CREA standard code of conducts. The facts of the case before you are in the documents attached in the email.”
The email also has a zip attachment, which seems to be infected.
If you receive a similar email, please do not click on any links, open any attachments or reply to the message. Delete the email immediately. It was not sent from CREA staff.
While CREA continues to take steps to help mitigate and investigate different fraudulent activities, unfortunately, fraudulent emails remain rampant in many industries. As always, please be vigilant when opening emails. CREA recommends that you:
– Delete unsolicited emails.
– Hover over a link to confirm its legitimacy before you click to see where the email is coming from.
– Do not open attachments from an account you don’t know.
If you have received a phishing email, please contact Member Support at [email protected].
The REALTORS® Association of Hamilton-Burlington (RAHB) reported 852 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service® (MLS®) System in May 2020. Sales are down 42.2 per cent over May 2019, and up 43.4 per cent over last month. The average price for residential properties was $655,418, which is up 10 per cent from May last year, and up 6.3 per cent from last month.