RAHB Reopening Hub

Keep Up-To-Date

RAHB’s Latest Updates

GeoWarehouse® Sign in Issue

Some members have experienced an issue with GeoWarehouse® recently where the Matrix Single Sign-On (SSO) link redirects them to a sign-on screen instead of taking them directly into the site. This was caused by recent updates performed on the site by Teranet. If you encounter this, you will need to clear your browser cache. This will correct the problem.

Instructions for clearing your browser cache can be found here: https://www.refreshyourcache.com/en/home/

We apologize for any inconvenience that this may have caused. Please contact RAHB MLS® Support if you require any assistance. They can be reached at 905.667.4650 or support@rahb.ca.

Issues Within Matrix Stemming from OC/ORTIS Cutover to New MLS®

We have been made aware of several issues that are affecting RAHB Members within the Matrix System, as a result of the OC/ORTIS cutover to their new MLS® System (ITSORealEstate).

We are working alongside Corelogic to fix any issues and investigate others. Below is a list of issues we are aware of at this time:

Listing Photos

Some members are reporting that there are listings that do not contain photos, or are not appearing within a listing. RAHB is reporting these on a case-by-case basis. If you come across this problem please e-mail all information to support@rahb.ca

Client Portal

With the cutover to the ITSORealEstate system, an “X” prefix was added to the beginning of ORTIS listing numbers. This “X” has now been removed from ORTIS and OC listings.

Cart

If you had ORTIS listings within your cart prior to August 6, you will need to re-add those listings.

If you have added ORTIS listings to your cart since August 6, this issue will not affect you.

Client Portal – Favourite/Possibilities List

If any of your clients saved any ORTIS listings within their Favourite or Possibilities List prior to August 6, they will need to be re-added.

If your clients added listings to their Favourite or Possibilities Lists since August 6, this issue will not affect them.

Property Type/Sub-Type

Corelogic is aware of an issue that is affecting the Property Type and Sub-Type fields. Corelogic is working alongside RAHB to fix this issue. It will take some remapping of the system in order to align these fields across all the boards/associations involved. We do not know when this issue will be fixed, but RAHB will be sure to communicate updates as they occur.

Marketwatch

The “Marketwatch” issue has now been resolved and all listings should be showing.

Other Issues?

If you experience any other issues with the system, please contact the RAHB MLS® Help Desk at MLS® Help Desk at 905.667.4650 or support@rahb.ca.

Corelogic is working with us to remedy any issues related to the ITSORealEstate cutover. We are appreciative for their support, and we appreciate your patience and understanding at this time.

ITSO System

On Wednesday, August 12, 2020, CoreLogic will be switching both ORTIS and the Ontario Collective to their new MLS® – ITSO System. The only changes for RAHB members are:

  • The “IntraMatrix” tab will be removed, as it will no longer be necessary to search under it, as all the listing data will appear in RAHB’s Matrix
  • You will now have access to more listing data from all 23 boards/associations

To view a list of boards/associations, please see below.

ORTIS 

Barrie BDAR
Brantford BRREA
Cambridge CAR
Guelph & District GDAR
Huron Perth HPAR
Kitchener – Waterloo KWAR
Mississauga MREB
Niagara NAR
Oakville Milton OMDREB
Simcoe SDREB

OC 

Bancroft BAAR – No Longer a Board.  Merged with Quinte
Grey Bruce Owen Sound RAGBOS
Kawartha Lakes KLREA
London St. Thomas LSTAR
North Bay NBREB
Northumberland Hills NHAR
Peterborough and the Kawarthas PKAR
Quinte & District QDAR
Southern Georgian Bay SGBAR
The Lakelands LAR
Tillsonburg TDREB
Woodstock WIDREB

RAHB REALTORS® RELEASE JULY 2020 MARKET STATISTICS

The REALTORS® Association of Hamilton-Burlington (RAHB) reported 1,613 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service® (MLS®) System in July 2020. Sales are up 23.7 per cent over last month and up 27.8 per cent over July of last year. New listings are up 15.5 per cent over June 2020 and up 8.8 per cent over last July. The average price for residential properties was $692,999, which is up 2.6 per cent from last month and up 16.3 per cent from July 2019. The number of active listings for the month was down 21.4 per cent over last year.

*The news release will be posted to www.rahb.ca/market-stats/ on Wednesday, August 5.*

Follow the links below for:

Burlington

Halidmand

Hamilton

Niagara North

 

Welcome New Members!

We extend a warm welcome to RAHB’s newest members who joined our association between July 1 – July 23, 2020!

Raza Toor
Cityscape Real Estate Ltd.

Jonathan Baarda
J.J. Ellens Real Estate

Sandra Charry
Engel & Volkers Toronto Central

Mark Swaisland
IPRO Realty Ltd.

Sobia Amir
Keller Williams Complete Realty

Joy Martin
Realty Network: 100 Inc.

Josh Brown
Mason King
Sladjana Klacar
RE/MAX Escarpment Realty

Swapna Chakraborty
RE/MAX Real Estate Centre Inc.

Laura Partridge
Right At Home Realty

Ryan Clarke
Royal LePage Burloak Real Estate Services

Ahmed Helmi
Royal LePage Real Estate Services Ltd.

Tina Manojlovic
Angelo Ricci
Julien Vincent
Michael St. Jean Realty Inc.

Darrell Bramwell
Anne-Marie Walsh
Sutton Group Innovative Realty

Tal Sivak
Times Realty Group Inc.

GeoWarehouse Maintenance 

GeoWarehouse® Solution will be down on Friday July 17 from 6 – 10 p.m.
During this maintenance window, the GeoWarehouse team will be addressing items brought to their attention and new features:

  • Mobile Optimized Experience: You will now be able to conduct your most-common workflows via your mobile device, including searching, confirming ownership, checking sales history, and purchasing reports
  • Launch of a new School Catchment Map layer in partnership with HoodQ
  • Search functionality enhancements
  • Owner Name & Legal Description have been added to the Basic Client Report (one-page report)

RAHB Online Realty Shoppe: Now, two ways to shop!

RAHB is excited to have launched the Online Realty Shoppe!

For details on what to expect in the new RAHB Online Realty Shoppe and how to shop, please scroll down.

To check out the new online store now, please click the button below.

Here’s What You Need to Know:

 

  • To access the Online Realty Shoppe, simply click on the new Online Realty Shoppe icon on the dashboard at my.rahb.ca, or visit store.rahb.ca.
  • The store is integrated with Clareity SafeMLS single-sign-on and will automatically generate an online shop profile, which is directly linked to your MLS® login.
    • Upon first login or first purchase, you will be required to complete a RAHB Online Realty Shoppe profile to establish your preferred contact details.
  • Please note that credit and debit payments through PayPal are unavailable at this time. Payments will be made at the time of pickup using credit (Visa or MasterCard – by phone) or charge to your RAHB account. If possible, please refrain from cash payments at this time. Thank you.
  • Pre-ordered items will be ready for pick-up Monday through Friday from 8:30 a.m. – 4:30 p.m. via curbside pick-up only, at the parking lot entry door for the RAHB offices.
    • Curb-side pick-up: A pre-determined pick-up time will be coordinated by Realty Shoppe staff with each member. Upon arrival, the member must wait in their vehicle within the RAHB parking lot, and Shoppe staff will bring the order out of the building and place it on a designated table in order to adhere to social distancing measures.
    • Entry into the RAHB building and in-person shopping is not to be permitted at this time.
  • Delivery arrangements will continue as per the existing courier arrangements with brokerage offices.
  • Access to the Online Realty Shoppe will be 24 hours a day, seven days a week; however, support will only be available 8:30 a.m. – 4:30 p.m. Monday – Friday.
  • If you have any technical issues or questions regarding the Online Realty Shoppe, please contact Wanda at realtyshoppe@rahb.ca or 905.529.5979.

Try It Out!

Members who complete an on-line purchase by August 31, will be entered into the draw for a RAHB Realty Shoppe prize valued at $50!

Alleged Sexual Assault of REALTOR® in Hamilton

Incident took place in Strathcona area.

We have received disturbing information from the Mississauga Real Estate Board, regarding one of their members and a property owner in Hamilton.

The MREB member alleges that she was recently sexually assaulted at a property within the Strathcona area of Hamilton by a potential client who was referred to her by a reliable source.

The individual who allegedly sexually assaulted the MREB member said he had three properties to list. When meeting with the individual at one of the properties, the MREB member was allegedly lured upstairs where she was assaulted.

A complaint has been filed with Hamilton police and the suspect, who is from Burlington, is currently under arrest. A bail hearing has been scheduled for tomorrow (July 2).

The MREB member believes that she was not his first victim, and believes that this individual has assaulted others in the past.

If any RAHB members have had a similar experience of assault anywhere, please report it to the proper authorities, as well as RAHB so we can notify members.

Also, if you have had a questionable experience with a client but it did not lead to assault within the Strathcona area, we are asking that you also report this to the Hamilton Police Service so they have it on file for the above case involving the MREB member.

As showings continue to ramp up as the province moves throughout Stage 2 of the reopening, we would like to remind members to stay safe, as well as healthy, when meeting with clients/potential clients.

Thank you and have a safe and happy Canada Day.


The Hamilton Police Service has a unit specifically mandated and specifically trained to investigate sexual assaults. If you or someone you know has been sexually assaulted, report it by contacting 905.546.4925.

Sexual Assaults that take place in Burlington can be reported to the Halton Regional Police Service Child Abuse and Sexual Assault unit, through Detective Sergeant John Mans at 905.825.4747, x8970, or via e-mail aJohn.Mans@haltonpolice.ca.

For an incident that takes place within Haldimand County, please contact the Ontario Provincial Police at 1.888.310.1122.

For incidences that take place within the Niagara Region, please contact the Niagara Regional Police Sexual Assault Unit at 905.688.4111.

RAHB REALTORS® RELEASE JUNE 2020 MARKET STATISTICS

The REALTORS® Association of Hamilton-Burlington (RAHB) reported 1,304 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service® (MLS®) System in June 2020. Sales are up 53 per cent over last month, and are down only 0.2 per cent over June of last year. The average price for residential properties was $675,223, which is up 13.7 per cent from June 2019, and up 3 per cent from last month.

*The news release will be posted to www.rahb.ca/market-stats/ on Friday, July 3.*

Follow the links below for:

Burlington

Halidmand

Hamilton

Niagara North

 

Welcome New Members!

We extend a warm welcome to RAHB’s newest members who joined our association between June 1 – June 30, 2020!

Jennifer D’Amico
Coldwell Banker Community Professionals

James Hand
EXP Realty of Canada Inc.

Mayvon Wassel
Homelife Professionals Realty Inc.

Asen Nawaz
Homelife/Response Realty Inc.

Nayyer Iqbal
IPRO Realty Ltd.

Aaron Weiss
Keller Williams Edge Realty

Aroon Gill
Matt Miller
Tonmoy Paul
Keller Williams Complete Realty

Amanpreet Kaur
LEADEX  Realty Inc.

Robin Gleadall
Vicki Smith
Judy Marsales Real Estate Ltd.

Aimee Augustine
RE/MAX Escarpment Augustine Realty

M  Al Kendi
RE/MAX Real Estate Centre Inc.

Victoria McDowell
Right At Home Realty

Kim MacKay
Royal LePage Real Estate Services

Henryk Iwicki
Sutton Group Realty Systems

Mary Kraus
Zolo Realty Inc.

Update from The Personal

The Personal will be offering a widespread refund to their auto insurance clients. The Personal will give back to its client between 25% and 40% of the premium that they pay for one month, depending on the reality of each province, for a total amount up to $28 Million collectively. Furthermore, the great news is that no action is required to receive the refund – clients will automatically receive it through their usual payment method. Over the next few weeks, all eligible insured clients will be informed, by email, of the amount that they will receive.

Lock Boxes – 130 Wellington Street North

There are several lock boxes attached to the railing in front of 130 Wellington Street North that have been there for over a year.

We have been asked to inform RAHB REALTORS® who may have lock boxes at this location that they will be cut off in five days.

Changes with TRREB Interboard Fees and New Subscriber Category

TRREB has announced a new price structure for interboard listing entries and edits. The following new pricing will be introduced effective July 1, 2020:

1.         Interboard listing fee: $90 per new listing;

2.         Edits to existing interboard listings: $25 per edit.

In addition, TRREB is withdrawing from the UDSA program as of June 30, 2020. To that end, TRREB will be announcing a new non-TRREB Member subscriber category in the coming weeks.

If you have any questions about interboarding, please contact Pam in the RAHB office at pamm@rahb.ca.

If you have any questions about subscriber access, please contact Camryn in the RAHB office at camrynh@rahb.ca.

Canada Day Closure

Just a reminder that the remote RAHB office will be closed Wednesday, July 1 for the Canada Day Holiday.

Marketing Package: Senior’s Month 2020

Throughout the month of June, we invite RAHB members to share the Senior’s Month resources that could be beneficial to your client, potential clients and the general public.

Here you will find graphics and captions that are to be shared on social media. The themes are as follows:

The impact of this awareness campaign will only be as powerful as the strength of our social media presence — please share!

You can automatically download all the graphics by clicking the button below:

Independence: June 8 -1 2

How to share on social media:

To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.

Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.

Independence – Hamilton Resources

Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.

For Twitter:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #HamOnt #Hamilton, visit www.rahb.ca/independence-in-hamilton/ #SeniorsMonth #RAHB

For Instagram, Facebook and LinkedIn:

The natural effects of aging can make independent living more complicated than it once was; however, it is essential to understand the importance of autonomy in senior living. For resources within #HamOnt #Hamilton, please visit the #RAHB website at www.rahb.ca/independence-in-hamilton/. #Seniors #RealEstate #REALTORS

Independence – Burlington Resources

Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.

For Twitter:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #BurlON #Burlington, visit www.rahb.ca/affordability-in-burlington/ #SeniorsMonth #RAHB

For Instagram, Facebook and LinkedIn:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources within #BurlON #Burlington, please visit the #RAHB website at www.rahb.ca/affordability-in-burlington/. #RAHB #REALTORS #RealEstate

Independence – Niagara North Resources

Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.

For Twitter:

The effects of aging can make independent living more complicated than it once was; but it’s essential to understand the importance of autonomy in senior living. For resources w/in #Niagara, visit www.rahb.ca/affordability-in-burlington/ #SeniorsMonth #RAHB #Grimsby #WestLincoln #Smithville

For Instagram, Facebook and LinkedIn:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources within #Niagara, please visit www.rahb.ca/independence-in-niagara-north/. #RAHB #Grimsby #WestLincoln #Smithville #RealEstate #REALTORS #Seniors

Independence – Haldimand County Resources

Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.

For Twitter:

The effects of aging can make independent living more complicated; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #Haldimand, visit www.rahb.ca/independence-in-haldimand-county/ #SeniorsMonth #RAHB #Caledonia #Hagersville #Dunnville

For Instagram, Facebook and LinkedIn:

The natural effects of ageing can make independent living more complicated than it once was; however, it is essential to understand the importance of autonomy in senior living. For resources within #Haldimand, please visit www.rahb.ca/independence-in-haldimand-county/. #RAHB #Caledonia #Hagersville #Dunnville #Seniors #RealEstate #REALTORS

Independence – Federal Resources

Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.

For Twitter:

The effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the federal govt, visit www.rahb.ca/independence-by-the-federal-government/ #SeniorsMonth #RAHB #Canada

For Instagram, Facebook and LinkedIn:

The natural effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the federal government, visit www.rahb.ca/independence-by-the-federal-government/. #SeniorsMonth #RAHB #Canada #Seniors #RealEstate #REALTORS

Independence – Provincial Resources

Please copy the below message and paste it to your social media channel for provincial resources – and include the graphic.

For Twitter:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the prov govt, visit www.rahb.ca/independence-by-the-provincial-government/ #SeniorsMonth #RAHB #Ontario

For Instagram, Facebook and LinkedIn:

The natural effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the provincial government, visit www.rahb.ca/independence-by-the-provincial-government/ #SeniorsMonth #RAHB #Ontario #RealEstate #REALTORS #Seniors

Safety: June 15 – 19

How to share on social media:

To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.

Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.

Safety – Hamilton Resources

Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.

For Twitter

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HamOnt #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-hamilton/. #SeniorsMonth

This message is compatible with Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HamOnt #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-hamilton/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Safety – Burlington Resources

Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.

For Twitter

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #BurlON #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-burlington/ #SeniorsMonth 

This message is compatible with Instagram:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #BurlOn #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-burlington/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Safety – Niagara North Resources

Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.

For Twitter

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #Niagara, please visit the #RAHB website by visiting visiting https://www.rahb.ca/safety-in-niagara-north/ #SeniorsMonth 

For Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #Niagara, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-niagara-north/ #SeniorsMonth #SeniorsMonth #Seniors #RealEstate #REALTORS

Safety – Haldimand County Resources

Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.

For Twitter:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HaldimandCounty, please visit the #RAHB website by by visiting https://www.rahb.ca/safety-in-haldimand-county/ #SeniorsMonth 

For Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-haldimand-county/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Caledonia #Hagersville #Dunnville

Safety – Federal Resources

Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.

For Twitter:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For federal government resources, please visit the #RAHB website by by visiting https://www.rahb.ca/safety-by-the-federal-government/ #SeniorsMonth #Canada

For Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For federal government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-federal-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Canada

Safety – Provincial Resources

Please copy the below message and paste it to your social media channel for provincial resources – and include the graphic.

For Twitter:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-provincial-government/ #SeniorsMonth #Ontario

For Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-provincial-government/. #SeniorsMonth #Seniors #RealEstate #REALTORS #Ontario

Affordability: June 22 – 26

How to share on social media:

To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.

Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.

Affordability – Hamilton Resources

Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #HamOn #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/hamilton/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #HamOnt #Hamilton, please visit the #RAHB website at https://www.rahb.ca/hamilton/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Affordability – Burlington Resources

Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #BurlON #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/burlington/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #BurlON #Burlington, please visit the #RAHB website at https://www.rahb.ca/burlington/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Affordability – Niagara North Resources

Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #Niagara, please visit the #RAHB website by visiting https://www.rahb.ca/niagara-north/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #Niagara, please visit the #RAHB website at https://www.rahb.ca/niagara-north/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Affordability – Haldimand County Resources

Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/haldimand-county/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #HaldimandCounty, please visit the #RAHB website at https://www.rahb.ca/haldimand-county/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Caledonia #Hagersville #Dunnville

Affordability – Federal Resources

Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources from the federal government, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-federal-government/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For federal government resources, please visit the #RAHB website at https://www.rahb.ca/affordability-by-the-federal-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Canada

Affordability – Provincial Resources

Please copy the below message and paste it to your social media channel for provincial resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources from the provincial government, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-provincial-government/ #SeniorsMonth

This message is compatible with Instagram:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-provincial-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Ontario

Reverse Mortgages: Affordability Highlight

How to share on social media:

To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.

Below each graphic are sample social media messages. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.

Affordability: Reverse Mortgage vs. HELOC

Please copy the below message and paste it to your social media channel for reverse mortgages information – and include the graphic.

For Twitter:

What is the difference between a reverse mortgage and a HELOC? Do they provide the same benefits with the same amount of risk? The short answer is NO. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

What is the difference between a reverse mortgage and a HELOC? Do they provide the same benefits with the same amount of risk? The short answer is NO. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Affordability: Disadvantages of a Reverse Mortgage

Please copy the below message and paste it to your social media channel for reverse mortgages information – and include the graphic.

For Twitter:

Reverse mortgages are predatory with many disadvantages. Other options to consider are a HELOC, create rental income by renting a portion of the home or selling/downsizing. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Reverse mortgages are predatory with many disadvantages. Other options to consider are a HELOC, create rental income by renting a portion of the home or selling/downsizing. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Effects of Senior Housing: June 29 to August 3

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Effects of Senior Housing

Please copy the below message and paste it to your social media channel for effects of senior housing resources – and include the graphic.

For Twitter:

Supporting senior housing will not just help seniors, but will have positive net effects on the entire population. For resources within #HamOnt #BurlON #Niagara #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/effects-of-senior-housing-support/ #SeniorsMonth 

For Instagram, Facebook and LinkedIn:

Supporting senior housing will not just help seniors, but will have positive net effects on the entire population. For resources within #HamOnt #BurlON #Niagara #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/effects-of-senior-housing-support/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Regional Re-Opening & Stage 2

On June 8, Premier Ford announced that the Province will increase the social gathering limit from five to 10 people, and all places of worship will be allowed to open and operate at 30 per cent capacity, as of Friday, June 12 at 12:01 a.m. Physical distancing measures of 2 metres are still in effect.

Additionally, Premier Ford announced the Province’s regional reopening plan for Ontario. Most of the province will move into Stage 2 on Friday, June 12, with the exception of communities in the Golden Horseshoe (Halton Region, Hamilton, Niagara Region, Durham Region, York Region, Peel Region and Toronto), Haldimand-Norfolk and border communities in Windsor-Essex and Lambton.

What Can Open in Stage Two

For more information on places that can open in Stage 2, with limitations and physical distancing measures, please click the button below:

Ban on Commercial Evictions

Premier Ford also announced, as of June 3, that he has ordered legislation to ban all commercial evictions for those who qualify for the commercial rent relief program. The ban will last until August 31, 2020.

Independence in Senior Living

The natural effects of ageing can sometimes make independent living more complicated than it once was. While some barriers to independence in ageing are inevitable, it is essential to take the time to understand the importance of autonomy in senior living and look for ways to increase opportunities for independent living.

To access the resources for independence in senior living, please click the button below:

There are many options available that are focused on allowing for greater autonomy for seniors during the ageing process.

CMHC Announces Changes to Policy for Insured Mortgages

In order to protect future home buyers and reduce risk, CMHC is changing its underwriting policies for insured mortgages.

Effective July 1, the following changes will apply for new applications for homeowner transactional and portfolio mortgage insurance:

  • Limiting the Gross/Total Debt Servicing (GDS/TDS) ratios to our standard requirements of 35/42;
  • Establish minimum credit score of 680 for at least one borrower; and
  • Non-traditional sources of down payment that increase indebtedness will no longer be treated as equity for insurance purposes.

Under the changes effective July 1, CMHC will also no longer treat non-traditional sources of down payment funding, such as a personal unsecured line of credit, as equity for insurance purposes. Additionally, the CMHC will be suspending refinancing for multi-unit mortgage insurance except when the funds are used for repairs or reinvestment in housing.

For more information, please click the button below:

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