Printed Forms Discontinuation

During the COVID-19 pandemic, RAHB Members have adapted and transitioned to using electronic forms. RAHB’s printed Residential Property Information Forms dated 01/2020 and RAHB’s Commercial Property Information Forms dated 05/2018 will continue to be accepted for use until January 31, 2021, as well as sold in the RAHB Realty Shoppe until this date or sold out. After January 31, they will only be available electronically via WEBForms®  or found under the Standard Forms & Clauses section at www.orea.com.

The RAHB Realty Shoppe will continue to sell OREA Form 200 Listing Agreement – Authority to Offer for Sale until 01/31/21 or sold out, to coincide with the Data Forms discontinuation date. However, if OREA updates the 2021 OREA Form 200 Listing Agreement – Authority to Offer for Sale, then the sale of that printed form will be discontinued as of 01/01/21.  We will update members if there are any changes to these dates.

The WEBForms® icon is available via the RAHB Dashboard, as shown below. Members can access WEBForms® by logging into the SSO dashboard via http://my.rahb.ca, and logging in with a user ID and Password.

Once in WEBForms® , click the “Forms” icon on the left side of the screen, and then select the file for REALTORS® Association of Hamilton-Burlington.

 

 

Once here, click on either the Commercial Data Input Form or the Residential Data Input Form, as shown below.

 

If you have any questions, please contact the MLS® Help Desk at support@rahb.ca.

 

RAHB REALTORS® RELEASE SEPTEMBER 2020 MARKET STATISTICS

*PLEASE NOTE* – As of October 7, 2020, the Residential Market Activity for RAHB Areas table, Social Media Stats Kit, Market Highlights, maps, and Top 3 Stats video have been updated due to an error related to the OC/ORTIS (ITSO) cutover. The data primarily affected was that of the Hamilton Mountain.

We apologize for any inconvenience.

 

Hamilton, ON (October 2, 2020) – The REALTORS® Association of Hamilton-Burlington (RAHB) reported 1,751 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service® (MLS®) System in September 2020. Sales are up 37.67 per cent over last month and up 53.9 per cent over September of last year. New listings are up 32.67 per cent over August 2020 and up 8.5 per cent over last September. The average price for residential properties was $721,354, which is up 3.8 per cent from last month and up 19.8 per cent from September 2019. The number of active listings for the month was down 40.4 per cent over last year.

*The news release will be posted to www.rahb.ca/market-stats/ on Friday, October 2, 2020.*

Follow the links below for:

Burlington

Halidmand

Hamilton

Niagara North

 

*Video updated as of October 7*

MPAC/Teranet Square Footage Update – October 1

As was communicated on September 23, Teranet and MPAC’s position on entering and displaying exact square footage was that “…posting exact (actual) square footage – from any source – has been and will continue to be expressly prohibited.”

Following discussions with both Teranet and MPAC, RAHB is pleased to notify members that Teranet and MPAC have reversed their position and are now advising that entering and displaying actual square footage values obtained through sources other than “Public Records” does not contravene MPAC terms of service “as long as the GeoWarehouse® terms and conditions are being followed and MPAC data is protected from unauthorized use.

While this change is reassuring, it is important to note that the following remains in effect:

  • The square footage field is mandatory and exact values are required on the RAHB MLS®; however, the option to select “Public Records” as a source of square footage data is no longer offered. Current square footage source options are:
    • Builder Floorplan(s)
    • 3rd Party Measuring Service
    • LBO provided
    • Other (see Remarks)
  • MPAC data may be purchased, used as a tool for validation, and/or shared with a client outside of the MLS® system, but RAHB and its members are prohibited from entering MPAC data into the MLS® system. MPAC-sourced data includes:
    • MPAC Propertyline™ reports
    • Data obtained through Aboutmyproperty
    • Data available from an owner’s Property Assessment Notice

RAHB continues to work in close collaboration with ITSO and OREA, as well as MPAC and Teranet, to research the matter for additional avenues and resolutions. RAHB will inform and update members on this issue as developments occur.

If you have any questions, please contact the MLS® Help Desk at support@rahb.ca.

————————————————————————

Below is a communication from Teranet that RAHB was asked to share with members:

To our valued customer,

For two decades GeoWarehouse has been providing authoritative data and insights to the real estate community. Our goal has been, and continues to be, to offer the most comprehensive property data that enables our customers to excel in their profession. Part of that strategy is to partner with other data providers that provide value in the real estate transaction so everything our customers need is in one central location. From time to time, the strategies of our partners may change and as such, the data we provide may be affected. We aim to always advocate for what is best for our users, but ultimately some decisions will be made by our partners that affect access to certain data and your user experience.

On September 18, 2020 MPAC implemented changes to the MPAC propertyline™ reports available for purchase through the GeoWarehouse e-Store. To accommodate these changes, the workflow to purchase reports has changed and the links in the Site & Structure section of the Property Report have been temporarily inactivated. The data included in your subscription for GeoWarehouse has not been altered. You will continue to receive all the data you’re provided today within the Property Reports. This change initiated by MPAC only affects the transactional reports:

  • The Residential Detailed Level
  • 2 Report and the Residential Floor Area Report

While we work with our partners to discuss alternate strategies, we wanted to provide some helpful tips and training to navigate this change. Please review the detailed user guide (https://marketing.geowarehouse.ca/acton/ct/1288/e-057c-2009/Bct/l-tst/l-tst:1/ct3_0/1?sid=TV2%3APjoyw4AZK) on how to purchase MPAC reports through the GeoWarehouse e-store.

Should you have any questions regarding the revised MPAC propertyline™ terms and conditions of use, or changes to the MPAC propertyline™ reports, please contact MPAC directly at 1-877-671-6722 x1.

We thank you for your continued support and partnership.

Chris Butler
Senior Account Manager
Teranet Inc.

Update – MPAC / Display of Public Source Square Footage Data

Good morning RAHB members,

 

Thank you for all of your feedback regarding the MPAC/display of public source square footage data that was communicated last week. We heard you, and felt your frustration, and we have an update to share.

 

First, we want to highlight that RAHB did not voluntarily suppress public source square footage data from displaying on the MLS®. MPAC hastily imposed their decision to enforce the Terms and Conditions of Use regarding square footage, by advising that posting on the MLS® exact (actual) square footage – from any source – has been and will continue to be expressly prohibited.

 

Further, Teranet – as the exclusive provider of MPAC data through GeoWarehouse – provided very short notice to boards and associations of this prohibition. Although this is not a new rule or change by MPAC – this has always been within their Terms and Conditions of Use, but has never been enforced – RAHB was given less than a week’s notice to interpret and adhere to these demands.

 

Based on RAHB’s legal obligation to comply with MPAC/Teranet’s Terms and Conditions of Use, and to protect the Association and RAHB members from liability and breach of contract, the decision was made to no longer display or allow the choice of “Public Records” as a square footage source.

 

After meetings with MPAC, Teranet, ITSO and OREA, as well as hearing feedback from RAHB members, it has been decided to display historical public source square footage data internally for RAHB members. This is now in effect.

 

However, this is only an interim measure. It should be noted that MPAC’s Terms and Conditions of Use have not been amended; RAHB and its members remain at risk.

 

Additionally, RAHB cautions members in using public record/MPAC values as the sole source for square footage data. Instead, we advise that MPAC-sourced data only be used to validate property measurements that you have obtained using other verifiable methods.

 

RAHB continues to work in close collaboration with ITSO and OREA, as well as MPAC and Teranet, to research the matter for additional avenues, as well as determine a more permanent resolution. RAHB will inform and update members on this issue as changes are made.

 

If you have any questions, please contact the MLS® Help Desk at support@rahb.ca.

 

Thank you again for the feedback we received. Your engagement with RAHB helps to guide the Association and the real estate profession.

Update – MPAC / Square Foot Issue

As was communicated earlier this week by RAHB, as of Friday, September 18, 2020, MPAC is enforcing their Terms and Conditions of Use. This affects square footage data within the MPAC propertyline™ reports available through GeoWarehouse. This is not a new rule or change by MPAC – this has always been within their Terms and Conditions of Use; however, they are now enforcing it.

 

On Thursday, September 17, RAHB met with members of ITSO (formerly ORTIS/OC) and OREA to discuss the issue. All three groups are in agreement that ranges were not ideal representations of the data because they do not represent accurate and validated data. It was also agreed that MPAC’s information regarding square footage should not be relied upon as accurate data for that field – it should only be used as a tool to provide a reference point to assist in validation of the correct information.

 

Mandatory square footage remains in effect; however, RAHB no longer displays or allows the choice of “Public Records” (i.e. MPAC) as a square footage source. This decision was made based on research conducted by RAHB, ITSO and OREA.

 

Independently obtaining and verifying the accuracy of measurement for your listing:

 

 

In addition, it follows CREA’s REALTOR® Code, Article 4 – A REALTOR® has an obligation to discover facts pertaining to a property which a prudent REALTOR® would discover in order to avoid error or misrepresentation. https://www.crea.ca/wp-content/uploads/2016/03/The-REALTOR-Code.pdf

 

To help RAHB members comply with enforcement, below is a list of third-party vendors who measure/provide square footage. Please note that RAHB does not endorse or recommend the below vendors – this is a resource list for members to research.

 

 

RAHB members can also conduct the measurements themselves and use builder floor plans.

 

All measurements need to be accurate and defensible.

 

RAHB will continue to work in collaboration with ITSO and OREA to research the matter for additional options and solutions. RAHB will inform and update members as the situation changes.

 

If you have any questions, please contact the MLS® Help Desk at support@rahb.ca.

 

Teranet provided an FAQ, which could be helpful during this time. To access the FAQ, please click the below button.

TeranetFAQ

RAHB Renovations, Historical Tear Sheets and Furniture

RAHB is pleased to announce that, beginning this fall, the main floor offices of the building will be renovated for the first time since the last major renovation in 1997.  RAHB’s main floor tenant recently expressed an interest to enter into a long-term lease that will increase the size of their office space and install a private bathroom for their unit at no cost to RAHB. This tenant’s requirement for additional commercial office space presented RAHB with a unique opportunity to fulfill the expansion needs of an excellent tenant and increase non-dues revenue for RAHB over an extended number of years, while also renovating and optimizing RAHB’s office space to create a more productive and contemporary work environment. The Board of Directors approved the new tenant lease and the RAHB renovations at their meeting on September 2, 2020.

Staff have continued to work remotely since the beginning of the COVID-19 pandemic, as currently recommended by Hamilton Public Health, and are well-positioned to provide uninterrupted service to members over the next several months while renovations take place.

As part of the renovations, the historical files within the RAHB Resource Centre will be disposed of in the next few weeks (as is in keeping with best practice at associations/boards throughout Canada), the filing cabinet will be removed/repurposed, and the older furniture and accessories will be sold. Moving forward, the historical data can be found online (i.e. within RAHB database; GeoWarehouse, etc.).

Information and updates regarding the renovations and furniture (which will be made available for members to purchase) will be forthcoming as details are finalized.

Although the main floor of the RAHB office will remain closed, the Realty Shoppe continues to serve members via phone-in and online orders, with curb-side pick-up Monday through Friday, from 8:30 a.m. to 4:30 p.m. Plans are underway to open the physical RAHB Realty Shoppe to members in the future – dependent upon public health COVID-19 guidelines.

Thank you for your patience during this time. We are excited to transform the RAHB space for members and staff as we move closer to celebrating RAHB’s 100-year anniversary in 2021.

Canada and Ontario Invest in Public Transit Infrastructure for Burlington’s Growing Population

On September 8, the Honourable Karina Gould announced funding for six projects that will modernize and improve public transit in Burlington.

The Government of Canada is investing more than $5.1 million for projects through the Public Transit Infrastructure Stream (PTIS) of the Investing in Canada plan.

To learn more about the Investing in Canada plan, please click the button below:

Burlington public transit users will benefit from:

  • The purchase of 12 new 40-foot conventional buses to expand the fleet over the next three years;
  • The purchase of five new conventional buses that will replace current buses that have reach the end of their lifecycle,
  • The purchase of three specialized accessible vehicles to support the community’s need for more accessible public transit over the next three years;
  • The installation of devices on traffic signals and conventional buses that will help increase public transit efficiency and on-time performance by allowing buses to move through traffic more efficiently;
  • The procurement and implementation of an intelligent transit system technology system to introduce new, on-demand services to areas that are currently under-serviced, and;
  • The purchase of a new fuel that will improve the quality of the public transit system.

For more information, please click the button below:

RAHB REALTORS® RELEASE AUGUST 2020 STATISTICS

The REALTORS® Association of Hamilton-Burlington (RAHB) reported 1,272 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service® (MLS®) System in August 2020. Sales are down 21.14 per cent over last month and up 12.7 per cent over August of last year. New listings are down 16.1 per cent over July 2020 and up 7.3 per cent over last August. The average price for residential properties was $694,690, which is up 0.24 per cent from last month and up 16.3 per cent from August 2019. The number of active listings for the month was down 18.6 per cent over last year.

*The news release will be posted to www.rahb.ca/market-stats/ on Wednesday, September 2, 2020.*

Follow the links below for:

Burlington

Halidmand

Hamilton

Niagara North

 

RAHB REALTORS® RELEASE JULY 2020 MARKET STATISTICS

The REALTORS® Association of Hamilton-Burlington (RAHB) reported 1,613 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service® (MLS®) System in July 2020. Sales are up 23.7 per cent over last month and up 27.8 per cent over July of last year. New listings are up 15.5 per cent over June 2020 and up 8.8 per cent over last July. The average price for residential properties was $692,999, which is up 2.6 per cent from last month and up 16.3 per cent from July 2019. The number of active listings for the month was down 21.4 per cent over last year.

*The news release will be posted to www.rahb.ca/market-stats/ on Wednesday, August 5.*

Follow the links below for:

Burlington

Halidmand

Hamilton

Niagara North

 

RAHB REALTORS® RELEASE JUNE 2020 MARKET STATISTICS

The REALTORS® Association of Hamilton-Burlington (RAHB) reported 1,304 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service® (MLS®) System in June 2020. Sales are up 53 per cent over last month, and are down only 0.2 per cent over June of last year. The average price for residential properties was $675,223, which is up 13.7 per cent from June 2019, and up 3 per cent from last month.

*The news release will be posted to www.rahb.ca/market-stats/ on Friday, July 3.*

Follow the links below for:

Burlington

Halidmand

Hamilton

Niagara North

 

Marketing Package: Senior’s Month 2020

Throughout the month of June, we invite RAHB members to share the Senior’s Month resources that could be beneficial to your client, potential clients and the general public.

Here you will find graphics and captions that are to be shared on social media. The themes are as follows:

The impact of this awareness campaign will only be as powerful as the strength of our social media presence — please share!

You can automatically download all the graphics by clicking the button below:

Independence: June 8 -1 2

How to share on social media:

To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.

Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.

Independence – Hamilton Resources

Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.

For Twitter:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #HamOnt #Hamilton, visit www.rahb.ca/independence-in-hamilton/ #SeniorsMonth #RAHB

For Instagram, Facebook and LinkedIn:

The natural effects of aging can make independent living more complicated than it once was; however, it is essential to understand the importance of autonomy in senior living. For resources within #HamOnt #Hamilton, please visit the #RAHB website at www.rahb.ca/independence-in-hamilton/. #Seniors #RealEstate #REALTORS

Independence – Burlington Resources

Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.

For Twitter:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #BurlON #Burlington, visit www.rahb.ca/affordability-in-burlington/ #SeniorsMonth #RAHB

For Instagram, Facebook and LinkedIn:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources within #BurlON #Burlington, please visit the #RAHB website at www.rahb.ca/affordability-in-burlington/. #RAHB #REALTORS #RealEstate

Independence – Niagara North Resources

Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.

For Twitter:

The effects of aging can make independent living more complicated than it once was; but it’s essential to understand the importance of autonomy in senior living. For resources w/in #Niagara, visit www.rahb.ca/affordability-in-burlington/ #SeniorsMonth #RAHB #Grimsby #WestLincoln #Smithville

For Instagram, Facebook and LinkedIn:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources within #Niagara, please visit www.rahb.ca/independence-in-niagara-north/. #RAHB #Grimsby #WestLincoln #Smithville #RealEstate #REALTORS #Seniors

Independence – Haldimand County Resources

Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.

For Twitter:

The effects of aging can make independent living more complicated; however, it’s essential to understand the importance of autonomy in senior living. For resources w/in #Haldimand, visit www.rahb.ca/independence-in-haldimand-county/ #SeniorsMonth #RAHB #Caledonia #Hagersville #Dunnville

For Instagram, Facebook and LinkedIn:

The natural effects of ageing can make independent living more complicated than it once was; however, it is essential to understand the importance of autonomy in senior living. For resources within #Haldimand, please visit www.rahb.ca/independence-in-haldimand-county/. #RAHB #Caledonia #Hagersville #Dunnville #Seniors #RealEstate #REALTORS

Independence – Federal Resources

Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.

For Twitter:

The effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the federal govt, visit www.rahb.ca/independence-by-the-federal-government/ #SeniorsMonth #RAHB #Canada

For Instagram, Facebook and LinkedIn:

The natural effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the federal government, visit www.rahb.ca/independence-by-the-federal-government/. #SeniorsMonth #RAHB #Canada #Seniors #RealEstate #REALTORS

Independence – Provincial Resources

Please copy the below message and paste it to your social media channel for provincial resources – and include the graphic.

For Twitter:

The natural effects of aging can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the prov govt, visit www.rahb.ca/independence-by-the-provincial-government/ #SeniorsMonth #RAHB #Ontario

For Instagram, Facebook and LinkedIn:

The natural effects of ageing can make independent living more complicated than it once was; however, it’s essential to understand the importance of autonomy in senior living. For resources from the provincial government, visit www.rahb.ca/independence-by-the-provincial-government/ #SeniorsMonth #RAHB #Ontario #RealEstate #REALTORS #Seniors

Safety: June 15 – 19

How to share on social media:

To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.

Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.

Safety – Hamilton Resources

Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.

For Twitter

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HamOnt #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-hamilton/. #SeniorsMonth

This message is compatible with Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HamOnt #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-hamilton/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Safety – Burlington Resources

Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.

For Twitter

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #BurlON #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-burlington/ #SeniorsMonth 

This message is compatible with Instagram:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #BurlOn #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-burlington/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Safety – Niagara North Resources

Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.

For Twitter

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #Niagara, please visit the #RAHB website by visiting visiting https://www.rahb.ca/safety-in-niagara-north/ #SeniorsMonth 

For Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #Niagara, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-niagara-north/ #SeniorsMonth #SeniorsMonth #Seniors #RealEstate #REALTORS

Safety – Haldimand County Resources

Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.

For Twitter:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HaldimandCounty, please visit the #RAHB website by by visiting https://www.rahb.ca/safety-in-haldimand-county/ #SeniorsMonth 

For Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For resources within #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/safety-in-haldimand-county/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Caledonia #Hagersville #Dunnville

Safety – Federal Resources

Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.

For Twitter:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For federal government resources, please visit the #RAHB website by by visiting https://www.rahb.ca/safety-by-the-federal-government/ #SeniorsMonth #Canada

For Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For federal government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-federal-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Canada

Safety – Provincial Resources

Please copy the below message and paste it to your social media channel for provincial resources – and include the graphic.

For Twitter:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-provincial-government/ #SeniorsMonth #Ontario

For Instagram, Facebook and LinkedIn:

There is no place like home, and sometimes it seems like there is no place safer; however, the house is where many common injuries occur like falling. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/safety-by-the-provincial-government/. #SeniorsMonth #Seniors #RealEstate #REALTORS #Ontario

Affordability: June 22 – 26

How to share on social media:

To share the various resources, please download the social media graphic by clicking on it and then right clicking and select “save image as” to download the graphic to your computer.

Below each graphic are sample social media messages that are tailored for each of RAHB’s four main communities. Please cut and paste these messages directly into your social media channel, and post the accompanying graphic.

Affordability – Hamilton Resources

Please copy the below message and paste it to your social media channel for Hamilton resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #HamOn #Hamilton, please visit the #RAHB website by visiting https://www.rahb.ca/hamilton/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #HamOnt #Hamilton, please visit the #RAHB website at https://www.rahb.ca/hamilton/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Affordability – Burlington Resources

Please copy the below message and paste it to your social media channel for Burlington resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #BurlON #Burlington, please visit the #RAHB website by visiting https://www.rahb.ca/burlington/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #BurlON #Burlington, please visit the #RAHB website at https://www.rahb.ca/burlington/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Affordability – Niagara North Resources

Please copy the below message and paste it to your social media channel for Niagara North resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #Niagara, please visit the #RAHB website by visiting https://www.rahb.ca/niagara-north/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #Niagara, please visit the #RAHB website at https://www.rahb.ca/niagara-north/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Affordability – Haldimand County Resources

Please copy the below message and paste it to your social media channel for Haldimand County resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources within #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/haldimand-county/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For resources within #HaldimandCounty, please visit the #RAHB website at https://www.rahb.ca/haldimand-county/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Caledonia #Hagersville #Dunnville

Affordability – Federal Resources

Please copy the below message and paste it to your social media channel for federal resources – and include the graphic.

For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources from the federal government, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-federal-government/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For federal government resources, please visit the #RAHB website at https://www.rahb.ca/affordability-by-the-federal-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Canada

Affordability – Provincial Resources

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For Twitter:

Sadly, the home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable b/c of income constraints. For resources from the provincial government, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-provincial-government/ #SeniorsMonth

This message is compatible with Instagram:

Unfortunately, the home sweet home comes at a cost that may become unmanageable for seniors. Seniors who wish to stay in their home become unable because of income constraints. For provincial government resources, please visit the #RAHB website by visiting https://www.rahb.ca/affordability-by-the-provincial-government/ #SeniorsMonth #Seniors #RealEstate #REALTORS #Ontario

Reverse Mortgages: Affordability Highlight

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Affordability: Reverse Mortgage vs. HELOC

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For Twitter:

What is the difference between a reverse mortgage and a HELOC? Do they provide the same benefits with the same amount of risk? The short answer is NO. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

What is the difference between a reverse mortgage and a HELOC? Do they provide the same benefits with the same amount of risk? The short answer is NO. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Affordability: Disadvantages of a Reverse Mortgage

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For Twitter:

Reverse mortgages are predatory with many disadvantages. Other options to consider are a HELOC, create rental income by renting a portion of the home or selling/downsizing. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth

For Instagram, Facebook and LinkedIn:

Reverse mortgages are predatory with many disadvantages. Other options to consider are a HELOC, create rental income by renting a portion of the home or selling/downsizing. For more information on reverse mortgages, please visit the #RAHB website by visiting https://www.rahb.ca/reverse-mortgages/ #SeniorsMonth #Seniors #RealEstate #REALTORS

Effects of Senior Housing: June 29 to August 3

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Effects of Senior Housing

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For Twitter:

Supporting senior housing will not just help seniors, but will have positive net effects on the entire population. For resources within #HamOnt #BurlON #Niagara #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/effects-of-senior-housing-support/ #SeniorsMonth 

For Instagram, Facebook and LinkedIn:

Supporting senior housing will not just help seniors, but will have positive net effects on the entire population. For resources within #HamOnt #BurlON #Niagara #HaldimandCounty, please visit the #RAHB website by visiting https://www.rahb.ca/effects-of-senior-housing-support/ #SeniorsMonth #Seniors #RealEstate #REALTORS